Rates at TFCU

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rates

Share Certificates

Rates Effective 11/01/2024

Term	Interest Rate	Annual Percentage Yield
6 mo	2.48%	2.50%
1 yr	4.67%	4.75%
2 yr	3.455%	3.50%
3 yr	3.94%	4.00%

Loan Rates

Effective as of 10/29/2024
Loan rates are subject to change without further notice.

SubAccount Description	Approx. Term	Annual Percentage Yield
Auto's 3 Yrs Old & Newer	Up to 72 months	6.00%
Auto's 4 - 6 Yrs Old	Up to 72 months	6.50%
Auto's 7 Yrs Old & Older	Up to 60 months	7.25%

Share / CD Secured	Up to 60 months	+2.00 above SO/CD rate

Unsecured	Up to 60 months	12.00%


All other secured loans (ATV's, Farm Equip., Trailer's) (Non Titled)	Up to 60 months	7.50%

Recreational Vehicles (RV's & Boat's)	Up to 72 months	7.50% No Minimum
	Up to 84 months (7 Years)	8.00% $15,000 Minimum (90% NADA value)
	Up to 120 months (10 Years)	8.50% $20,000 Minimum (85% NADA value)
	Up to 180 months (15 Years)	9.00% $25,000 Minimum (80% NADA value)

COLLECTION COSTS: You agree to pay all costs of collecting the amount you owe under this Agreement, including court costs and reasonable attorney fees paid to an individual who is not an employee of the Credit Union. The attorney fees you pay will not exceed 15% of the unpaid debt.

LATE CHARGES: We will charge you a late fee of $5.00 or each 30 days that you are late, if we do not receive your payment within 30 days of its due date.

Insufficient Fund Checks: You will pay a fee of $20.00 for any check returned Unpaid or Insufficient Funds.